One Big Claim From Higher Insurance Rates

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A Butler County employee may have inadvertently raised a warning flag for Athens County employees whose health care is provided through the County Employee Benefits Consortium of Ohio.

The Hamilton JournalNews reports that the employee, who has not been identified, filed the largest insurance claim ever handled by Butler County’s insurance provider.

Details of the $5 million dollar claim remain guarded because of privacy restrictions.

CEBCO, which is a consotrium of 26 counties in Ohio, exists to protect counties from paying high-ticket claims through stop-loss insurance.

The story quotes Jim Davis, the Assistant Director of Human Resources for Butler County as saying the $5 million claim "…busted through their $5 million threshold."

Even though Athens, Washington and a handful of other counties in our region subscribe to the CEBCO, the Butler County claim should have no effect on what employers and employees are paying here.

"Our method of pooling also isolates individual counties according to their own claims experience," said Athens County Commissioner Charlie Adkins.

"In short, Athens County's 2014 rates will not be affected by this event."

He said the plan is actuarially well-funded and is therefore able to endure this type of event.