Health Insurance Deadline & Tough Decisions

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WASHINGTON (AP) — Millions of young adults healthy enough to think they don’t need insurance face painful choices this year, as the sign-up deadline approaches for President Barack Obama’s health care law.

Fines for being uninsured could average nearly $1,000 per household in 2016, according to one independent estimate.

That’s forcing uninsured people in their 20s and 30s to take a hard look to see whether they can squeeze in coverage to avoid penalties. Many are still trying to establish careers.

Jan. 31 is the deadline to enroll and avoid fines.